Summary - 12 ERIN COURT SWINDON SN1 4NS
1 bed 1 bath Flat
Practical one-bedroom retirement flat with Lifetime Lease option for buyers 60+..
- One-bedroom first-floor flat, approximately 310 sq ft
- Open-plan kitchen/living area with good natural light
- Lifetime Lease example price £57,000 (subject to age/circumstance)
- Only 61 years remaining on the lease — lenders likely to refuse
- Service charge c. £2,000 per year
- Small property best suited to downsizers or cash buyers
- Garden available; fast broadband and excellent mobile signal
- Council tax band A; low local crime and many nearby amenities
This one-bedroom first-floor apartment in Erin Court is aimed squarely at buyers aged 60 and over who want a smaller, low-maintenance home. At about 310 sq ft the layout is compact with an open-plan kitchen/living area, a double bedroom, a bathroom with a bathtub, and useful storage and airing cupboards. The building dates from the 1980s and the flat presents as clean and practical rather than luxurious. A small garden is available for outside space.
The property is being offered through the Home for Life (Lifetime Lease) route as an example; a typical Lifetime Lease price here is £57,000 (an illustrative saving from the full market price of £85,000). The plan allows purchasers to buy up to a 50% share of the property value to protect capital for the future. This option can suit those seeking lower upfront cost and simplified long-term security, but the exact price depends on age and personal circumstances.
Material considerations are clear: there are only 61 years remaining on the lease and the service charge is about £2,000 per year. Many mortgage lenders will refuse to lend with this lease length, so cash buyers or specific Lifetime Lease funding paths are most likely to complete. Prospective buyers should verify leasehold terms, service charge inclusions, and eligibility for the Lifetime Lease option before committing.
For the right retiree looking to downsize into a compact, well-located flat with fast broadband, low local crime and convenient amenities nearby, this is a practical, low-effort home. It suits people who prioritise affordability and security via a Lifetime Lease rather than those seeking long leasehold investment or mortgage-dependent purchase.
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