Summary - Flat 29 Smithy Croft, 107, Finney Lane, Heald Green, CHEADLE SK8 3PT
2 bed 1 bath Retirement Property
Comfortable two‑bed retirement flat with on‑site facilities and long lease..
75% shared ownership offer at £170,000
First‑floor flat with lift access and resident parking
Principal bedroom with en‑suite; second bedroom and wet room
Communal café, lounge, hairdresser and landscaped gardens
Main heating via community mains gas scheme (included in service charge)
High service charge ~£8,030 per year (includes heating, water, insurance)
Long lease remaining (approx. 115 years) — leasehold tenure
Slow broadband speeds; suitable for low‑maintenance living
This first-floor retirement apartment at Smithy Croft offers comfortable, low‑maintenance living for downsizers. The flat includes two bedrooms (principal with en‑suite), a living room opening to a modern fitted kitchen, and a wet room. Lift access and communal gardens add convenience, while resident parking and on-site facilities support independent living.
The development provides strong communal amenities — a café/restaurant, large lounge, hairdresser and managed grounds — which suit residents seeking social opportunities and practical services on site. The property is offered as 75% shared ownership with no onward chain and a long lease, making it accessible without the full purchase price.
Practical considerations: heating, water and buildings insurance are included in the service charge, but the annual service charge is high. Broadband speeds are reported as slow, and the property is leasehold under a shared‑ownership arrangement, which may limit flexibility compared with full ownership.
Overall, this apartment is a sensible choice for a buyer wanting a modern, secure retirement setting with communal support and low external maintenance. It suits those prioritising on‑site facilities and convenience rather than private outdoor space or independent title.
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