50% shared ownership two-bed ground-floor apartment with long lease and two parking spaces.
50% shared ownership; 50% purchase price £100,000
Ground-floor two-bedroom apartment, built 2021
121 years remaining on the lease (very long)
Two allocated off-street parking spaces
Separate compact kitchen; living/dining room is medium-sized
Estimated service charge approx £104.91 pcm; rent approx £304.37 pcm
Mains gas central heating; fast broadband and very low crime
Shared ownership eligibility restrictions and area deprivation noted
This modern two-bedroom ground-floor apartment in Gainey Gardens offers an accessible entry into homeownership through shared ownership. Built in 2021, the home feels recent and well presented, with a spacious living/dining room, separate compact kitchen and two good-sized bedrooms. Two allocated off-street parking spaces add practical value for drivers.
The property is sold as a 50% share for £100,000 (full market value £200,000). Rent on the unsold share is approximately £304.37 pcm, and estimated service charges run around £104.91 pcm. The lease is long (121 years remaining), reducing a common shared-ownership concern compared with many older leasehold homes.
Practical strengths include mains gas central heating, fast broadband and very low local crime. The location sits just outside central Chippenham with easy access to shops, green spaces and rail and M4 links — suited to commuters and first-time buyers seeking convenience without central town prices.
Be aware of material points: this is shared ownership with eligibility restrictions (income cap, no other properties) and ongoing rent and service charge reviews. The kitchen is compact and the area’s wider deprivation rating is noted, which may influence long-term resale dynamics. Council tax band is not specified.
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