Affordable 50% share semi with garden and parking, near Horley station.
50% Shared Ownership available, 5% minimum deposit required
Bright two-bedroom semi in Horley offered via Shared Ownership, ideal for first-time buyers seeking a lower deposit route into ownership. The house is arranged over two floors with a reception room, separate kitchen, family bathroom and two bedrooms, plus a rear garden and two allocated off-street parking spaces. EPC B ratings and fast broadband make it practical for modern daily life.
The price shown reflects a 50% share (£207,500) of a £415,000 valuation. Monthly costs include rent (£550.43) and an average service charge (£95.20), totalling about £645.63 before mortgage payments; rent increases are applied annually each April. The lease has around 115 years remaining — generally sufficient, but buyers should check mortgage and resale implications with a solicitor and mortgage advisor.
This property suits buyers aiming to step onto the housing ladder with a small (5%) minimum deposit and lower upfront cost. The area is family-friendly with good local schools, parks and easy access to Horley station (approx. 5-minute drive or 30-minute walk), making commuting straightforward. Note that this is a leasehold Shared Ownership arrangement: you will pay rent on the unsold share and be liable for service charge contributions.
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