40% shared ownership — affordable entry on a two-bedroom mid-terrace
An affordable 40% shared-ownership mid-terrace in Ansley Common, offered chain-free and ready for a first-time buyer. The house provides practical living across two floors: a front lounge with a multi-fuel burner, a kitchen/diner, useful utility room with guest WC, plus two double bedrooms and a first-floor bathroom. Outside there’s a small rear courtyard, additional garden space and a separate block-paved driveway for off-street parking.
This property suits a buyer seeking a low-entry route onto the housing ladder. Running costs are modest with mains gas central heating, double glazing, and a low Council Tax Band A. Local schools are rated Good and public transport and basic amenities are within reach, supporting everyday family life or rental potential for an investor seeking steady demand.
Important lease and funding facts: the home is leasehold with approximately 79 years remaining and a monthly charge of £201.39 (rent and maintenance). Because the lease length is limited, some mortgage lenders may refuse to lend; buyers should obtain mortgage advice and solicitor verification before committing. The solid brick construction likely lacks cavity-wall insulation and will benefit from targeted improvement works over time.
Overall, this is a practical, budget-conscious home with clear potential for cosmetic updating and energy-improvement measures. It will most appeal to cost-conscious first-time buyers comfortable with shared ownership and sensible about obtaining specialist mortgage advice regarding the lease length.
