Summary - 64, MARKET STREET, ST. ANDREWS KY16 9NT
3 bed 1 bath Flat
HMO-ready central flat ideal for investors seeking immediate rental income.
Central Market Street location, short walk to beaches and university
Fully HMO compliant — ready for rental occupation
Sunny south-facing open-plan kitchen/living/dining room
Three double bedrooms; useful store room included
Freehold tenure; period character and stone facade
Small overall size — about 777 sq ft
EPC rating F and electric heating — likely higher running costs
On-street parking only; above-average council tax
This traditional double upper villa occupies a central Market Street position in coastal St Andrews, a short walk from sandy beaches and the university. Fully HMO compliant and arranged over multiple floors, it presents immediate rental potential to investors seeking a lettable, city-centre asset in a strong student market.
Inside, a sunny, south-facing open-plan kitchen/living/dining room and three double bedrooms give practical, flexible living space. The property benefits from modern double glazing, a contemporary bathroom with shower-over-bath, a useful store room and included fittings throughout, reducing initial setup costs for landlords.
Buyers should note practical drawbacks: the property is small overall (approximately 777 sq ft), has electric heating and an EPC rating of F, which could mean higher running costs and upgrade work to improve energy efficiency. On-street parking only, above-average council tax and average broadband speeds are additional considerations for operations and tenant appeal.
For investors targeting student or central St Andrews renters, this freehold property offers an immediately lettable layout, strong location advantages and characterful period appeal. Budget for energy improvements and future refurbishment to maximise long-term rental income and capital growth.
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