Summary - 28 CROFTON GARDENS BIRMINGHAM B36 8NP
3 bed 1 bath Flat
Low-cost shared-ownership apartment with balcony and close amenities.
50% shared ownership — affordable entry but partial ownership only
Lease length c.67 years — many lenders may refuse mortgage offers
Retirement apartment (over-55s) with communal gardens and balcony
Two main bedrooms plus dining room used as third bedroom
Electric storage heating — likely higher running costs than gas
Allocated off-street parking space adjacent to building
Reservation fee and buyer administration charges apply on sale
Area has high crime and high deprivation — consider location impact
Quiet retirement living with scope for personal improvement — this over-55s leasehold apartment offers a 50% shared ownership share in a low-rise 1980s block close to local amenities. The apartment has two main bedrooms plus a dining room currently used as a third bedroom, a living room opening onto a balcony, a separate kitchen and a bathroom. Residents benefit from double glazing, communal gardens and an allocated car parking space.
Important tenure and cost points are clear: the lease has about 67 years remaining and mortgage lenders may refuse standard mortgages on this term. The sale uses a Reservation Fee process with a non-refundable reservation fee and additional buyer administration charges; these are payable in addition to the agreed purchase price. Buyers should consult the legal pack and carry out full due diligence before committing.
The flat is heated by electric storage heaters and runs on electricity supply only — useful for buyers who prefer simple services, but potentially higher running costs than gas-heated homes. The communal setting, balcony overlooking gardens and proximity to shops and public transport suit those seeking convenience and low external maintenance. The area has high crime and significant deprivation indicators, which should be weighed against the property’s affordability and location benefits.
Overall this apartment will suit retirees or downsizers looking for an affordable shared ownership entry into ownership with straightforward upkeep, but it is best for cash buyers or those able to use lenders who will accept shorter leases. Expect cosmetic updates and potential replacement of heating for improved comfort and efficiency.
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