Summary - 28 CROFTON GARDENS BIRMINGHAM B36 8NP
3 bed 1 bath Flat
Affordable over-55s flat with balcony and parking — 50% share, lease-shortage may affect mortgages.
50% shared ownership retirement apartment for over-55s
This ground-floor retirement apartment is offered on a 50% shared-ownership basis for over-55s, with a walk-on balcony looking out over well-kept communal gardens. The layout currently provides a lounge, two bedrooms plus a dining room used as a third bedroom, kitchen and family bathroom — a practical, flexible home for downsizers seeking manageable accommodation with outside space.
Practical features include double glazing, allocated off-street parking and electric storage heating. Council tax is very low, and local amenities — shops, bus routes, healthcare and cafés — are within easy reach. The building dates from the late 1970s/early 1980s and offers straightforward, no-frills accommodation rather than high-end finishes.
Important lease and finance points: the property is leasehold with 67 years remaining and sold as a 50% shared ownership. Many mortgage lenders will refuse lending on leases this short; buyers should check finance options and solicitor guidance before committing. Service charge and ground rent review periods are listed as nil, but ongoing service charges are likely — confirm costs with legal advisers.
The area scores highly for connectivity (excellent mobile and fast broadband) but is listed as very deprived with a higher local crime level; prospective buyers should assess the neighbourhood and personal safety arrangements. Overall this apartment suits a buyer seeking an affordable, low-maintenance retirement base with outside space and parking, who is comfortable managing leasehold and shared-ownership arrangements.
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