Summary - Flat 5, 6, St. Stephens Road GL51 3AA
1 bed 1 bath Flat
Chain-free one-bed with period charm, ideal first purchase in central Cheltenham..
Chain-free top-floor one-bedroom flat, 481 sq ft
A chain-free, top-floor one-bedroom flat in a handsome Grade II Victorian terrace, ideal for a first-time buyer seeking period character close to Cheltenham amenities. The apartment offers a generous west-facing open-plan living space with two windows, a fitted kitchen corner, separate bedroom and a well-appointed bathroom — all within a compact 481 sq ft layout.
Practical points are clear: the property is leasehold with 116 years remaining, an annual service charge of £1,956.20 (20% liability) and a ground rent currently £100 (doubling every 25 years). The lease prohibits short-term lets and the listed status means external and internal alterations may need consent and could complicate some works or mortgage offers.
The building's period features — high ceilings, sash windows and a stucco façade — give real charm but also imply older construction (stone walls likely without insulation). Heating is mains gas via boiler and radiators; most mains services are connected. Parking is on-street non-permit and local transport, schools and shops are within easy reach in this affluent, well-connected area.
For a buyer prioritising character and location over a brand-new finish, this flat presents straightforward, low-maintenance living in a desirable part of Cheltenham. Budget for ongoing service charges, potential listed-building consent and any retrofit insulation or modernisation you might want.
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