Summary - 122 BRIDGE STREET BELPER DE56 1AZ
5 bed 5 bath End of Terrace
Freehold town-centre investment with retail and five let one-bed flats, producing immediate income..
Freehold Victorian end-of-terrace with retail and five one-bed flats
Current annual income £36,120 — fully let as investment
Each flat has electric card meters; communal boiler in cellar
Shop floor includes WC and storage, plus street-facing shopfront
Small plot with limited external/shared courtyard access
Located in town centre with excellent transport links and amenities
High local crime rate noted — affects yield/tenant mix risk
Average broadband speeds; may limit some tenants' needs
A rare freehold investment in Belper town centre, this Victorian end-of-terrace property combines retail frontage with five self-contained one-bedroom flats. The building currently produces a verified annual income of £36,120 from mixed retail and residential tenancies, offering immediate cash flow for investors seeking a town-centre asset.
The flats are well presented with compact living-kitchen areas, shower rooms, and breakfast kitchens. Heating is provided via a communal boiler in the cellar and each flat operates on its own electric card meter, simplifying utility recovery. The ground-floor retail unit adds diversity of income and street visibility in a popular market town with good transport links to Derby and the A6/A38 corridors.
Notable positives include freehold tenure, low flood risk, excellent mobile signal, proximity to schools and amenities, and an affluent wider area. Material considerations: the property sits in a high-crime area and occupies a small plot with limited external space. The communal boiler represents a single point of heating failure and may require future upgrade or separate metering. Broadband speeds are average; some tenants or potential operators may expect faster connections.
This is a straightforward, income-producing opportunity suitable for investors or portfolio buyers who value location and immediate yield. Viewing is recommended to assess condition, communal services, and potential to enhance value through management, refurbishment, or reconfiguration.
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