Summary - 31, St. Marys Road NW10 4AS
2 bed 1 bath Flat
Chain-free 2-bedroom ground-floor flat with private garden — lease length may affect mortgage eligibility..
- Ground-floor two-bedroom flat, approximately 821 sqft
- Private rear garden accessed from reception/dining room
- Newly redecorated throughout, ready to occupy
- Chain-free and currently vacant for quick completion
- Lease length 78 years — lenders may refuse mortgages
- Service charge c. £1,100 and ground rent c. £400 pa
- Higher local crime levels; area classed as deprived
- Victorian building with double glazing and character
This ground-floor, 821 sqft Victorian flat on St. Marys Road is newly redecorated and ready to move into. Two double bedrooms, two reception rooms and a separate kitchen provide flexible living space, while the private rear garden offers outdoor access uncommon for a ground-floor flat.
The flat is offered chain-free and vacant, so completion can be straightforward. Attractive features include double glazing and a traditional bay-window frontage that brings character and natural light to the principal rooms. Recent redecoration means little immediate cosmetic work is required.
Buyers should note material lease details: 78 years remaining. Some mortgage lenders restrict lending on shorter leases, and this may affect mortgage availability or require a higher deposit. Service charge and ground rent are c. £1,100 and £400 respectively per year — budget accordingly.
The local area is an established renting-families neighbourhood in an inner-city, cosmopolitan part of NW10. Public transport links, shops and schools are nearby, but the location records higher-than-average crime and sits in a more deprived ward, which may influence suitability for some purchasers. For first-time buyers or investors seeking a spacious two-bedroom with garden potential, this property presents a ready-to-live-in option provided lease and lending implications are understood.
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