Summary - 28, Church Field CB11 4BG
1 bed 1 bath Flat
Compact chain-free flat with parking — lease length may restrict mortgage options.
Allocated off-street parking space included
This one-bedroom first-floor flat in Church Field is a straightforward, compact home ideal for a first-time buyer or a buy-to-let investor. The apartment has a well-equipped kitchen, a good-sized lounge/diner and an allocated parking space, all within easy reach of Saffron Walden’s shops, schools and transport links.
Practical points work in its favour: chain-free sale, low council tax, fast broadband and excellent mobile signal. The building dates from the late 1960s–1970s and benefits from double glazing; communal grounds and ample visitor parking add convenience for residents and tenants.
There is a significant drawback: the lease term is short (around 50–51 years remaining). Many mortgage lenders restrict or refuse lending on properties with limited leases, which will affect most buyers who need a mortgage. Prospective purchasers should check mortgageability and potential costs to extend the lease before committing.
Other practical considerations: heating is via electric storage heaters and the cavity walls are assumed to be uninsulated, so energy costs and retrofit work are possible future expenses. Ground rent is modest at around £50. For buyers who can proceed with cash, have a lender willing to accept the lease length, or budget for a lease extension and energy upgrades, this flat offers an affordable entry to Saffron Walden or a straightforward rental opportunity.
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