70% shared ownership — buy 70%, 30% retained by housing provider
Over-55s only — retirement development with like-for-like homes
Chain free — immediate completion possible
77 years remaining on lease — likely to affect mortgage availability
Service charge £69.92 pcm — covers communal maintenance
Compact 505 sq ft layout — two bedrooms, lounge, fitted kitchen
Gas combination boiler and UPVC double glazing throughout
Private rear garden and driveway parking
A compact two-bedroom semi-detached bungalow on Halvard Court, offered as 70% shared ownership for over-55s. The single-storey layout suits buyers seeking a low-maintenance retirement home with a private garden and driveway parking. The property is chain free and comes with gas central heating and UPVC double glazing throughout.
Internal space is modest (approximately 505 sq ft) but well laid out: fitted kitchen with appliances, lounge, two bedrooms (main with fitted wardrobes), and a modern shower room. The rear garden is mature and tidy, and communal grounds are maintained as part of the service charge. Broadband and mobile signal are strong in this area, and local bus links provide straightforward access to Bury and Ramsbottom.
Important practical considerations: this is a leasehold retirement property with only 77 years remaining on the lease and a monthly service charge of £69.92. The short lease length may restrict mortgage options — some lenders could refuse to lend — and buyers should seek specialist mortgage advice and factor potential lease-extension costs. The tenure is shared ownership (70% purchase, 30% retained).
Overall, the bungalow offers sensible retirement living in a quiet, well-kept development. It will suit downsizers or buyers prioritising single-level living and low ongoing upkeep, provided they are comfortable with shared ownership and take professional advice about the lease term.
