Summary - FLAT 1, 1, KENT TERRACE CT11 8LU
2 bed 1 bath Ground Flat
Two-bedroom retirement apartment overlooking Ramsgate Main Sands.
Bay-windowed lounge with direct English Channel view
A Grade II listed, split-level ground-floor apartment just steps from Ramsgate Main Sands, with a bay-windowed lounge framing direct English Channel views. The apartment has two double bedrooms and a generous lounge/kitchen, offering classic period proportions and high ceilings typical of a Victorian terrace.
This property is being marketed with a Homewise Home for Life Lifetime Lease example price of £106,000 for eligible over-60s (market value shown at £160,000). The Lifetime Lease option allows purchasers aged 60+ to buy a percentage share (up to 50%) to reduce the upfront cost; actual price depends on age and circumstances. If not using that scheme, the full market value applies. The sale is offered with vacant possession and no onward chain.
Important practical points: this is leasehold (114 years remaining) with an average ground rent of £350 and is available to cash buyers only. Listed status will restrict external works and may complicate alterations; the building is solid-brick with assumed no wall insulation. The surrounding area shows high crime and significant deprivation indicators, and broadband speeds are average.
Suitability: the apartment suits a retiree or over-60 buyer seeking seaside proximity, period character and a low-maintenance pied-à-terre. It carries renovation potential but will require sensitivity to listed-building constraints and likely internal upgrading for modern comfort and insulation.
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