Summary - 22, Scaleby Close CA2 4JN
2 bed 1 bath Apartment
Quiet retirement flat with parking and easy city access.
70% shared ownership; Castles & Coasts retains 30% ownership
Age-restricted: purchasers must be over 55 and retired
Lease length 60 years on re-sale — likely lender refusal risk
Compact footprint ~541 sq ft; suited to downsizers, limited space
Ground-floor flat with small garden and off-street parking
Mains gas boiler and radiators; double glazing pre-2002
Good local bus links, nearby shops, Hammond's Pond walks
Communal parking without allocated spaces; area is relatively deprived
This ground-floor, two-bedroom flat in Scaleby Close is aimed at over-55s seeking a low-maintenance home in a quiet cul-de-sac. Offered as 70% shared ownership, it provides affordable entry into a sheltered community with easy access to local shops, Hammond's Pond and regular bus links into Carlisle.
The accommodation is compact (approximately 541 sq ft) but well-presented, with a kitchen/breakfast room, living room, and a shower room. There is off-street parking, a small garden area and double glazing; mains gas heating with a boiler and radiators serves the property. Broadband and mobile signal are reported as good, and council tax is very cheap.
Important practical points: the resale comes with a 60-year lease, which many mortgage lenders consider too short — lenders may refuse to mortgage this purchase. Buyers must be over 55 and retired; purchase requires application and eligibility approval with Castle and Coasts (the retained 30% landlord). The tenure is leasehold and the sale denotes 70% shared ownership.
This flat suits a downsizer or retiree wanting a modest, manageable home close to amenities and transport. It offers comfortable, straightforward accommodation with the security and community benefits of a retirement scheme, but the short lease and shared-ownership rules are material constraints any buyer must accept and investigate before proceeding.
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