Summary - Giles Crescent, Stevenage, SG1 SG1 4GT
2 bed 1 bath Flat
40% shared ownership — modern two-bedroom flat with parking and balcony, ideal for first-time buyers..
Two double bedrooms with open-plan living and Juliet balcony
Available at 40% share — purchase price £106,000
5% minimum deposit guidance for eligible buyers
Monthly rent £455.89; service charge ~£99.64 (annual £1,195.68)
Allocated off-street parking and shared garden access
Second-floor flat (lift access) in a 2018 building
Leasehold with c.118 years remaining — check mortgage eligibility
Marketing lists two bathrooms but data records one — confirm layout
Bright, modern two-bedroom apartment offered via Shared Ownership — a practical step onto the housing ladder in Stevenage. Set on the second floor of a 2018 block with lift access, the flat has an open-plan living/kitchen, a Juliet balcony, and off-street allocated parking. The development benefits from fast broadband, good mobile signal and low local crime, making it well suited to commuters and young families.
The property is available at a 40% share for £106,000 (marketing price £265,000). Monthly charges include a rent of £455.89 and a service charge of around £99.64, giving an estimated total monthly outlay of £555.53 plus mortgage payments on the 40% share. The lease has approximately 118 years remaining.
Practical positives include an EPC rating of B, mains gas boiler and radiators, a shared garden for outdoor space, and allocated parking. Local transport links are strong — Thameslink services to London and proximity to the A1 — and several well-rated primary and secondary schools are within reach.
Buyers should note this is a leasehold Shared Ownership sale: there is an annual rent review each April, ongoing service charges, and monthly costs beyond mortgage payments. The listing information contains a discrepancy on bathroom count (marketing text references two bathrooms, data records one); buyers should confirm the exact layout. Seek independent legal and financial advice to ensure lease length, service charge levels and shared-ownership terms fit your requirements.
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