SM4 5SH - 2 bed central gardens flat in Central Gardens, SM4 5SH

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2 bedroom flat for sale in Central Gardens, Morden, Surrey. SM4

Summary - 5 CENTRAL GARDENS MORDEN SM4 5SH

2 bed 1 bath Flat

Commuter-ready Morden home with clear refurbishment and lease-extension needs.
- First-floor two-bedroom apartment, approximately 456 sq ft
- Convenient walk to Morden Underground station and shops
- Fitted kitchen and single bathroom; compact traditional layout
- Fast broadband; mains gas central heating with boiler and radiators
- Built 1950s–1960s; needs cosmetic modernisation throughout
- Lease only 56 years remaining; lenders may refuse mortgages
- Seller intends to extend lease to 99 years on completion (intention only)
- Area crime above average; check insurance and security costs
This first-floor two-bedroom apartment in Central Gardens, Morden, sits close to Morden Underground station and local amenities, making it a convenient entry-level purchase or rental investment. At around 456 sq ft the layout is traditional and compact, with a fitted kitchen, lounge and one bathroom — well suited to a first-time buyer or a landlord targeting single professionals or couples.

The property shows clear scope for improvement: the kitchen and general decor would benefit from modernization, and the building dates from the 1950s–1960s. Heating is via a mains gas boiler and radiators, and the flat has double glazing (install date unknown). Broadband speeds are fast, supporting working-from-home needs, and several well-rated primary and secondary schools are within reach.

A material issue is the short lease: 56 years remaining. Mortgage lenders commonly refuse loans on properties with short leases, though the seller states an intention to extend to 99 years on completion. Buyers should confirm progress on the lease extension before committing and budget for any additional costs. Crime levels in the area are above average — consider personal security and insurance implications.

In short, this is a low-maintenance, well-located small flat with refurbishment potential and commuter convenience. It will suit buyers comfortable managing lease-extension risk, or an investor seeking a short-term refit and rental income once lease arrangements are clarified.

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