Summary - Gloster Drive, Ramsgate, Kent, CT12 CT12 6GS
1 bed 1 bath Flat
Modern, low-cost starter home with garden and parking for owner-occupiers.
45% shared ownership price £99,000 (full price £220,000)
10-year NHBC warranty; newly built/newly renovated
Ground-floor flat with private entrance and rear garden
Open-plan lounge/diner/kitchen; compact 434 sq ft footprint
Air source heat pump for energy-efficient heating
Private off-street parking; long 998-year lease
Service charge £900pa (below average); council tax low
Located in an area recorded as very deprived; resale risk
This ground-floor, one-bedroom shared ownership apartment offers an affordable route onto the Ramsgate housing ladder. Purchased as a 45% share for £99,000 (full market value £220,000), the home is newly built and covered by a 10-year NHBC warranty. It has its own private entrance, rear garden and off-street parking—rare conveniences for a ground-floor flat.
Internally the layout is open plan with a combined lounge/diner/kitchen and a separate bathroom. The property benefits from an air source heat pump for low running costs, a long 998-year lease and a below-average annual service charge of £900. At 434 sq ft the apartment is compact but efficiently arranged and ready to move into with new-build finishes.
Important considerations: this is a shared ownership sale, so purchasers must meet eligibility criteria and will not acquire 100% ownership unless further shares are bought. The apartment is in an area recorded as very deprived, which may affect long-term resale prospects. The size is modest — suitable for single occupants or couples but limited for those needing more space.
Overall this property is aimed at first-time buyers seeking an economical, low-maintenance starter home with secure warranty cover and modern, energy-efficient heating. Buyers wanting full equity, larger accommodation or a location with stronger socio-economic indicators should weigh those priorities against the clear affordability and practical benefits here.
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