Summary - Talbot Terrace St James, Hereford, Herefordshire, HR1 HR1 2QT
2 bed 1 bath Terraced
Compact two-bedroom shared ownership home with parking and garden, mortgage caution advised.
Two double bedrooms, family bathroom
A well-presented two-double-bedroom mid-terrace in St James, Hereford, offered as a 50% shared ownership. The house sits in a popular, relatively affluent neighbourhood close to good and outstanding schools, with allocated parking and a private low-maintenance rear garden—sensible features for first-time buyers wanting manageable outside space and city access.
Internally the layout is straightforward: living room with modern flooring and an electric fireplace, separate kitchen and a family bathroom. The property is an average-sized home (approximately 632 sq ft) built around 1996–2002, with gas central heating, double glazing and cavity walls, so basic thermal performance and services are typical for its age.
Important note for buyers and advisers: the lease has 78 years remaining. That level of term can cause mortgage lenders to refuse lending and will likely lead to higher costs or difficulty obtaining a mortgage. This is a material issue for anyone not able to buy housing equity outright. The sale is for a 50% share only, so ongoing service or rent obligations may apply under the shared-ownership arrangement.
If you need a compact, low-maintenance starter home in a city location with parking and good local schools, this property is worth viewing. Prospective purchasers should obtain mortgage advice early and check leasehold costs and the shared-ownership contract before committing.
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