Summary - 95 Mill Road NN16 0SA
3 bed 1 bath End of Terrace
Chain-free town-centre home with proven rental income and renovation upside.
Freehold, chain-free Victorian end-terrace
This end-terrace Victorian townhouse is offered chain-free and presented in largely tidy condition, making it a straightforward purchase for investors or first-time buyers. The house has flexible accommodation — ground-floor living room that can serve as a fourth bedroom, a separate dining room, and three first-floor bedrooms — suitable for family occupation or HMO/let conversions.
The property has a proven rental history, most recently achieving around £1,200 pcm overall (previously let room-by-room at about £550 pcm minimum), which equates to an approximate 5.76% gross yield at the listed price. Located moments from Kettering town centre and rail links, it benefits from excellent mobile and fast broadband connections and easy access to shops, schools and public transport.
Buyers should note material negatives: the area scores as deprived with higher local crime levels, the plot is small with limited on-plot parking, and the house’s solid brick walls are assumed uninsulated. Internal décor and some external brickwork need updating and modernization to maximise value and rental income. Council tax is very low (Band A), and tenure is freehold.
For investors the immediate rental income and town-centre location are the main attractions; for owner-occupiers there is scope to personalise and improve the property, but budget for refurbishment and energy-upgrades should be factored in.
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