Affordable retirement-friendly home with garden and renovation potential.
Lifetime Lease guide price £99,500 for over-60s (market value £150,000)
Freehold one-bedroom end-of-terrace with small rear garden
Average-sized home — approx. 560 sq ft, limited internal space
Dated condition; likely needs cosmetic updating and insulation work
Cavity walls assumed uninsulated; renovation potential to add value
High local crime rate and area classed as very deprived
Mains gas central heating, double glazing (pre-2002), fast broadband
Very cheap council tax; good transport links to town and station
This one-bedroom end-of-terrace Victorian house on Clarence Road offers a compact, independent home with a small rear garden and freehold tenure. The property is presented at a Lifetime Lease guide price of £99,500 for buyers aged 60+, with the full market value shown as £150,000; the actual Lifetime Lease price varies by age and personal circumstances. It suits a downsizer or retirement buyer seeking affordability and ownership security, and could appeal to buy-to-let investors seeking a low-entry investment in Chatham.
Internally the layout is straightforward: separate kitchen and living room, one sizable bedroom and a first-floor bathroom. Key practical strengths include mains gas central heating, double glazing (installed before 2002) and excellent mobile and fast broadband — useful for remote services or staying connected. Council tax is very cheap, which will help running costs.
Buyers should note clear downsides: the area records high crime rates and is classified as very deprived, which may affect comfort, safety perceptions and rental demand. The property is dated and likely requires cosmetic updating and possible insulation works (cavity walls assumed uninsulated). The plot is small and the home is average-sized at about 560 sq ft, so space is limited. These facts make it best suited to someone prioritising affordability and location over a turnkey finish.
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