Summary - St. Agnes Way, Reading, RG2 RG2 0FS
2 bed 1 bath Terraced
Affordable 50% share with private garden and parking, close to Reading transport links.
50% Shared Ownership; £175,000 share of £350,000 valuation
A practical two-bedroom mid-terrace offered as a 50% Shared Ownership opportunity in Reading’s Whitley area. The home has a bright living room with patio doors leading to a private rear garden, a separate kitchen, two bedrooms (one with an en-suite) and a ground-floor WC — size and layout suit couples or small families seeking affordable entry to the area. Monthly costs are clearly set: rent £463.99 and service charge £98.56 (total monthly charge £562.55) based on a £350,000 valuation for the full ownership.
The property is leasehold with 99 years remaining; buyers should note the shared ownership structure and that annual rent increases apply each April. Service charge is currently £1,182.72 per year. These factors, together with mortgage requirements for a 50% share and possible Section 106 allocation rules, mean applicants should check eligibility and speak to a solicitor and financial advisor about long-term suitability and mortgage availability.
Location strengths include good local schools (several rated Good), fast commuter links to Reading station and London Paddington, nearby healthcare and local amenities. Practical features include double glazing, mains gas central heating and off-street parking. Be aware the area records higher-than-average crime and local deprivation indicators; buyers should view the neighbourhood at different times to assess suitability.
Overall this is a straightforward, modern-feeling terrace with affordable shared-ownership entry. It will suit first-time buyers or downsizers who prioritise transport links, local services and a low deposit route into ownership, while being comfortable addressing the tenure, running costs and local area considerations.
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