Low-deposit shared-ownership two-bed with garden and parking — check flood and local crime details.
Available on 40% Shared Ownership (price for share: £86,000)
Bright two-bedroom semi-detached home offered through Shared Ownership, suitable for a first-time buyer seeking a lower-deposit route onto the property ladder. The house sits over two floors with a living room, separate kitchen, ground-floor toilet, two first-floor bedrooms and a family bathroom. Practical features include a rear garden and off-street parking for two cars. The property has an EPC rating of C and mains gas central heating with boiler and radiators.
The offer is for a 40% share priced at £86,000 (full market figure £215,000). Monthly outgoings are: rent £281.50, service charge £81.64 (annual service charge shown: £979.68), total monthly charge £363.14 plus mortgage costs on the 40% share. A minimum 5% deposit is advertised. There is an annual rent increase each April. The lease has 114 years remaining; buyers should get independent legal and mortgage advice about leasehold implications.
Location advantages include local shops, parks and schools within a short walk, plus direct road links to Northampton, Bedford and Milton Keynes. Wellingborough station is around 2 miles away with direct trains to London. Broadband speeds are fast and mobile signal is excellent. Important practical cautions: the property is in an area with a high flood risk and a very high recorded crime level; the wider neighbourhood is classified as a deprived area. These factors may affect insurance, living experience and future resale — investigate them fully before committing.
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