Low-cost entry in Kirkby Lonsdale with patio garden and allocated parking.
Shared ownership — buy 60%, rent on remaining 40% (approx £175.92/month)
Long lease remaining (remainder of 999 years from 2005)
Open-plan kitchen/living/dining — light, modern and practical layout
Updated shower room; neutral décor throughout
Private enclosed patio garden; low-maintenance outdoor space
Allocated off-street parking to the front
Bedroom two is smaller — better as single/office than a large double
Local occupancy restrictions apply; council eligibility required
A tidy two-bedroom terrace in a quiet cul-de-sac, 5 Raygarth Gardens is aimed squarely at first-time buyers and local key workers seeking affordable entry into Kirkby Lonsdale. The home feels light and modern throughout, with open-plan ground-floor living, a practical fitted kitchen with integrated appliances, and an updated shower room. The private patio garden and allocated parking add low-maintenance outdoor space and convenience for everyday life.
This is a shared ownership property: you would buy a 60% share and pay rent on the remaining 40% (currently about £175.92/month). Local occupancy restrictions apply and buyers must pass a council eligibility application — this limits resale marketability but keeps monthly costs lower than full ownership. The lease is long (remainder of 999 years from 2005), and running costs are relatively modest (Band A council tax).
Internally the layout is straightforward and well-presented. Bedroom one is a comfortable double; bedroom two is smaller and works best as a single, home office, or nursery. The house measures about 632 sq ft — compact but efficiently arranged for everyday living. Broadband and mobile signal are strong, and the location gives quick access to local shops, schools and countryside walks between the Lake District and Yorkshire Dales.
Practical buyers should note the shared ownership conditions and local connection rules before viewing. For those who qualify, this property offers a low-maintenance, chain-free route onto the market in a very desirable, low-crime area with good amenities and transport links.