High‑yield, fully renovated 6‑bed HMO near Carlisle city centre — immediate income..
Fully renovated six‑bed HMO producing circa £40,000 gross pa
Fully occupied and sold fully furnished — immediate rental income
Central Carlisle location; minutes from train station and city centre
High ceilings and sash windows; modern kitchen and bathroom suites
Very small plot; no substantial garden or external amenity space
Area classified as deprived with very high local crime levels
Solid brick walls with assumed no insulation; potential retrofit costs
Excellent mobile and fast broadband; attractive for students/professionals
This mid‑terrace, six‑bed HMO in central Carlisle is presented as a turn‑key investment. Newly renovated throughout, the property is offered fully furnished and currently fully occupied, producing a gross annual rent around £40,000 — a clear income driver for a buy‑to‑let or portfolio purchase.
The layout and finishes suit professional or student tenants: modern kitchens and bathrooms, high ceilings, sash windows and communal living spaces. The location is a key strength — seconds from Tullie Gardens, a short walk to Carlisle train station, shops and nightlife, which supports high occupancy and tenant demand.
Buyers should weigh the principal risks alongside the income. The neighbourhood is classified as deprived with very high local crime levels; the plot is very small with no notable garden or external space. Construction is solid brick with assumed lack of wall insulation and secondary glazing, which may mean future energy‑efficiency or retrofit costs.
Overall, this is a hands‑on income property: strong immediate yield and occupancy, close to transport and amenities, but with area‑related challenges and likely maintenance or upgrading needs for long‑term value improvement.
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