Summary - 93B ST JAMES'S ROAD CROYDON CR0 2US
1 bed 1 bath Flat
Characterful first purchase with garden and parking close to transport.
Allocated off-street parking space on private driveway
A bright one-bedroom flat set within a Victorian terrace, offering generous reception space, a good-sized kitchen and a private rear garden — rare for a one-bed. High ceilings and original cornicing give character and make the living room feel larger than the overall footprint suggests. Allocated off-street parking adds practical value for owners with a car.
This property is well placed for first-time buyers who want outdoor space and straightforward commuting; excellent transport links and nearby schools are strong local assets. The flat is owner-occupied and ready for someone to personalise — there is clear potential to improve finishes and energy efficiency to add value.
Buyers should note material facts: the property is leasehold with about 91 years remaining, an annual ground rent of around £400 and service charges averaging £1,036. The building is pre-1900 solid brick construction with no known wall insulation, so upgrading heating and insulation may be advisable. The immediate area has high crime levels and is classified as very deprived, which may affect resale values and mortgage availability for some lenders.
Overall this is a modest-sized, characterful one-bed with parking and garden, suited to a first-time buyer or investor willing to accept a shorter lease tail, service charges and some refurbishment to improve energy performance and finishes.
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