Eight-bed Victorian HMO near Anfield — high yield, licenced, chain-free, requires active management..
Eight-bedroom licensed HMO producing c.£48,240 pa gross
Reported gross yield approx. 13.7% at asking price
Self-contained basement flat with separate front and rear access
Fully licenced HMO; available immediately and chain-free
EPC rating D; council tax band A keeps running costs low
Located close to Anfield Stadium — strong rental demand driver
Area is very deprived with high local crime — investor risk factor
Solid brick Victorian build; likely needs insulation and ongoing maintenance
A substantial Victorian mid-terrace currently configured and licensed as an eight-bedroom HMO, offered freehold and chain-free. The property is generating c.£48,240 per annum (gross) from mainly short-term lets, producing a reported gross yield of about 13.7%. It includes a self-contained basement flat with separate entrances and multiple communal kitchens, making it flexible for continued HMO use or conversion options.
Practical positives for investors: the property is fully licenced, available immediately, and sits close to Anfield Stadium — a strong demand driver for rental occupancy. Gas central heating and double glazing are in place; the EPC is D and council tax band A keeps outgoings low. The building’s Victorian layout and multiple floors create potential for modest redevelopment or reconfiguration to improve net income.
Material negatives and risks are clear and should be factored into valuation. The area is very deprived with a high crime rate, which affects tenant profiles and long-term capital-growth prospects. The building is solid-brick with assumed no cavity insulation and shows signs of being a period property that may need ongoing maintenance or upgrading. Currently let on six short-term agreements rather than stable long-term ASTs, which can cause variable income and increased management demands.
This is a pragmatic acquisition for a hands-on investor targeting high-yield accommodation close to major local demand generators. Budget for refurbishment, ongoing management, and tenant-safety compliance, and consider conversion or tenancy strategy to stabilise income and enhance capital value.