75% shared ownership; monthly rent+service charge £245
A bright, modern two-bedroom flat in central Chatham, offered as 75% shared ownership and priced to reflect entry-level ownership. The apartment sits on the second/upper floor of a contemporary block built in 2017, with two balconies, an open-plan living/dining area and a fully fitted modern kitchen. One allocated off-street parking space is included and the layout is larger-than-typical for similar builds (approx. 698 sq ft). Monthly rent and service charge combined are £245.
This home will suit first-time buyers seeking an affordable step onto the ladder near local shops and transport links. The household income ceiling for eligibility is £80,000. The lease has around 118 years remaining and there are about two years left on the NHBC warranty. Council tax is affordable and there is no flood risk.
Be realistic about the local context: the immediate area is designated as very deprived and recorded crime levels are very high. Broadband speeds are average, and while the flat is immaculate and low-maintenance, buyers should factor neighbourhood safety and long-term area change into their decision. Shared ownership limits full ownership flexibility and requires ongoing rent payments alongside the service charge.
Viewing is recommended to appreciate the generous hallway storage, dual balconies and full-height lounge window that lift the internal space. For buyers prioritising a modern, move-in-ready two-bedroom near central Chatham at an accessible price, this offers clear value; for those seeking quieter or higher-amenity neighbourhoods, consider a local viewing first.
