Summary - FLAT 60 THE HOLLIES NEWCASTLE ST5 0QT
2 bed 1 bath Apartment
Town-centre walkable flat with garage and low running costs.
Chain free top-floor apartment with elevated town views
This top-floor two-bedroom apartment offers a straightforward, chain-free purchase a short walk from Newcastle-under-Lyme town centre. The flat is presented in modern condition with full UPVC double glazing, fitted kitchen, shower room and a bright lounge with a large picture window and elevated views over the surrounding area. A single garage and communal parking add practical value.
Practical running costs are attractive: EPC C (71), council tax band A and a modest annual ground rent. The current service charge is £68.60 per month. Heating is by electric storage heaters and the building dates from the late 1960s–1970s, so ongoing maintenance and communal management should be considered.
A material drawback is the short remaining lease of 63 years. Many high-street mortgage lenders restrict lending on leases under around 70–80 years, so this could make mortgage finance difficult or require a larger deposit, specialist lending, or a lease extension (which will carry cost and time implications). Buyers should obtain lender confirmation and legal advice before committing.
Overall this apartment will suit a cash buyer, a buyer able to arrange specialist finance, or an investor factoring in the lease issue. It’s a practical, well-presented home with parking and town-centre convenience, but the lease length is the defining commercial consideration for most purchasers.
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