Summary - BANK CHAMBERS, 25 FLAT 18 JERMYN STREET LONDON SW1Y 6HR
1 bed 1 bath Flat
Characterful period flat with high ceilings and long lease in central St James’s.
Prime St James’s location with porter and lift
Long lease: 151 years remaining
Internal area approximately 440 sq ft (compact)
Service charge approximately £4,000 per year
Council tax band: expensive — budget accordingly
Solid brick period build; likely limited wall insulation
Electric heating (boiler and radiators) may raise energy costs
Local crime level: very high — factor into security/insurance
This well-proportioned one-bedroom flat sits on Jermyn Street in the heart of St James’s, set within an impressive period building with porter and lift. High ceilings and large windows create a bright, airy living space that integrates an open-plan kitchen and reception — efficient for daily life and compact entertaining. The apartment’s 440 sq ft footprint is best suited to a professional or couple seeking a central London base.
Practical strengths include a very long lease (151 years), no flood risk and excellent mobile and broadband connectivity. The traditional construction and solid brick walls contribute period character, while contemporary fixtures and hardwood floors give the interior a modern finish that needs little cosmetic adjustment.
Buyers should budget for notable running costs: an average service charge of around £4,000 per year and an expensive council tax band. Heating runs from an electric-fed boiler and radiators; the building’s solid walls likely have limited insulation, which could affect energy bills. The local crime level is very high for the area, which is an important consideration for personal security and insurance costs.
Overall this apartment offers instant central-London lifestyle benefits — proximity to parks, cultural attractions and transport — balanced against ongoing service and tax costs and the trade-offs of compact urban living. It is a practical, characterful option for a first buyer or investor who values location and long lease security.
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