Summary - 89 RIPPINGHAM ROAD MANCHESTER M20 3FT
7 bed 2 bath Terraced
High-yield seven-bed Victorian HMO near Withington and West Didsbury transport links..
Seven-bedroom licensed HMO with established annual rent £47,383.64 (9.02% gross yield).|Freehold property with no onward chain.|Close to Withington and West Didsbury, near Metrolink transport links.|Only two bathrooms for seven bedrooms — potential tenant bottleneck.|Converted cellars provide extra rooms but may need ongoing maintenance.|Solid brick Victorian walls; no known cavity insulation (upgrade likely).|Small plot with hard-landscaped front and enclosed rear courtyard.|Area classified as deprived — affects tenant mix and resale comparables.
A substantial seven-bedroom Victorian mid-terrace arranged as an HMO, offering immediate rental income and a strong gross yield of 9.02% (2025–2026). The property occupies approximately 1,768 sq ft across three storeys plus converted cellars and sits close to Withington and West Didsbury village amenities and Metrolink links — a location that appeals to students and professionals.
Internally the layout suits shared living: six double bedrooms on the upper floors (each with closets and wash hand basins), a ground-floor double bedroom, two bathrooms and a fitted kitchen that opens from a bay-fronted living room. Converted cellar rooms increase rentable space but will need regular upkeep. The house benefits from double glazing and mains gas central heating; external maintenance is minimal with a hard-landscaped front and enclosed courtyard to the rear.
Material considerations are straightforward and important for budgeting. The building is solid-brick Victorian construction with no presumed cavity wall insulation, so thermal upgrading may be advisable. There are only two bathrooms for seven bedrooms, and the communal spaces and cellars show typical wear in a heavily-let HMO. The area is classed as deprived, which affects tenant profile and long-term resale comparables. There is no onward chain, and the property is freehold.
For an investor this is a clear cash-flow asset: established rental income, strong yield and proximity to transport and local amenities. Plan for planned maintenance, potential energy-efficiency improvements and HMO compliance checks to protect income and enhance capital value.
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