Summary - FLAT 4, 3-4 ST MARY STREET, CARDIGAN, CARDIGAN SA43 1HA
2 bed 1 bath Flat
Compact starter home or rental near shops, schools and the coast.
Two bedrooms in a compact 568 sq ft layout
Modern fitted kitchen and contemporary bathroom
Long lease (approx. 964 years) and low ground rent (£10/year)
Small front outdoor area with artificial grass
Boiler in storage room; heating system details unclear
EPC rating D; cavity walls assumed without insulation
No dedicated parking; accessed via external metal staircase
Town-centre location with high local crime and deprivation
Set over 568 sq ft in the heart of Cardigan, this compact two-bedroom flat offers a practical first home or buy-to-let close to shops, schools and the estuary. The accommodation includes a modern kitchen, contemporary bathroom and a living room with a feature fireplace. A small outdoor area to the front is laid with artificial grass and there’s a useful storage room housing the boiler and plumbing for laundry appliances.
The long lease (approximately 964 years remaining) and low annual ground rent (£10) provide security and low ongoing leasehold costs. Double glazing was installed post-2002 and the property sits a short walk from the town’s amenities and coastal access—appealing for someone seeking convenience and low-maintenance town living.
Important practical points: the property’s heating situation is unclear in the records (a boiler is present in the storage room but main-heating data is inconsistent), the building has cavity walls with assumed no insulation, and the EPC is rated D. There is no dedicated parking and the property is accessed via an external metal staircase above a ground-floor commercial unit.
Cardigan’s vibrant market-town setting and proximity to beaches give this flat strong rental and first-home appeal, but buyers should factor in potential improvements to insulation, clarity on the heating system, and the town-centre location’s higher local crime and deprivation statistics when budgeting and planning.
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