Summary - 140 CLIFTON STREET CARDIFF CF24 1LY
4 bed 2 bath Terraced
Fully let shop-with-HMO delivering strong income and management incentives.
A3 licensed ground-floor shop occupied by a national franchise on an FRI lease
Rear and first-floor fully compliant four-bedroom HMO with private rear access
Freehold with immediate rental income and advertised 9%+ yield
Safety upgrades: LD2 hardwired alarm, FD30 fire doors, fire boarding fitted
Short commercial lease remaining (20 years) — lenders may refuse mortgage finance
Busy retail parade with high footfall but visible paint peeling and maintenance needed
No private garden, small plot and compact residential accommodation
Location risks: very high crime rate and very deprived area statistics
A central Cardiff mixed-use freehold offering immediate income and a headline 9%+ yield. The ground floor is an A3 licensed retail unit occupied by a national franchise on a fully repairing and insuring lease, while the rear and first floor form a fully compliant four-bedroom HMO with private rear access. The commercial tenant and HMO are fully let, providing a ready-made investment with management incentives available.
The maisonette has been upgraded for safety with LD2 hardwired alarm interlinking, FD30 fire doors, fire boarding and escape windows, reducing short-term capital outlay. The shop has full-height glazed frontage on a busy retail parade, benefitting from footfall and visible signage. The property is freehold and sold as a going concern, suitable for a specialist investor seeking an income-producing town-centre asset.
Buyers should note material constraints: the commercial lease and HMO combined present only 20 years remaining on the franchise lease, which may make mortgage finance difficult or unavailable for some purchasers. The immediate area records very high crime and very high deprivation indicators, and the property has no private outdoor space and a small plot. Some cosmetic and maintenance work is evident on the shopfront and upper accommodation, indicating potential short-term repair costs.
This lot is aimed at experienced investors or operator-owners able to underwrite rental income and manage location-specific risks. With proper tenant and finance planning it offers strong running yield and scope to add value through active management or modest refurbishment.
Restaurant for sale in Clifton Street, Cardiff CF24 1LY, CF24 — £325,000 • 1 bed • 1 bath
2 bedroom mixed use property for sale in 52 & 52A Crwys Road, Cardiff, CF24 4NN, CF24 — £375,000 • 2 bed • 1 bath • 2155 ft²
Restaurant for sale in 132, 134, 136,138 Whitchurch Road, Heath, Cardiff CF14 3LZ, CF14 — £950,000 • 1 bed • 1 bath
Restaurant for sale in Clifton Street, Cardiff, CF24 — £300,000 • 1 bed • 1 bath
4 bedroom mixed use property for sale in City Road, Cardiff(City), CF24 — £895,000 • 4 bed • 4 bath • 1238 ft²
4 bedroom terraced house for sale in Blackweir Terrace, Cathays, CF10 — £235,000 • 4 bed • 1 bath • 948 ft²
