Summary - 263, Hamlet Court Road SS0 7DD
2 bed 1 bath Flat
Low-cost lifetime-lease option near station and beach.
Suitable for buyers aged 60+ using a Home for Life Lifetime Lease
A ground-floor two-bedroom flat in Westcliff-on-Sea offered through a Home for Life Lifetime Lease for buyers aged 60+. The plan shown gives a guide Lifetime Lease price of £144,000 (typical saving ~33% against the full market value of £215,000); the exact price varies by age, circumstances and chosen safeguarded share (up to 50%).
The accommodation includes a generous lounge, two double bedrooms, a modern-style kitchen and a three-piece bathroom across approximately 698 sq ft. A west-facing communal rear garden is shared and may be dividable between ground- and upper-floor occupants, providing outdoor space for relaxation. Gas central heating, double glazing (installed before 2002) and standard ceiling heights provide comfortable everyday living.
Practical drawbacks are clear: the building is Victorian with solid brick walls likely without installed insulation, and the area scores as deprived with higher local crime levels. Tenure details should be checked carefully (listed as leasehold/shared ownership); purchasers must verify lease length, service charges and any restrictions of the Lifetime Lease scheme.
Transport and amenities are strong: Westcliff station and regular bus routes are within walking distance, with shops, cafes and the seafront nearby. Council tax is in a low band, and mobile and broadband connectivity are good, making this a practical, low-cost option for downsizing retirees seeking seaside access and future financial protection through a shared-value Lifetime Lease.
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