Summary - 23, Catherine Street ME1 2HJ
3 bed 1 bath Terraced
Affordable retirement option with lifetime-lease savings for over-60s.
- Chain-free Victorian mid-terrace in historic Rochester
- Lifetime Lease guide price for over-60s: £165,500 (market £250,000)
- Three bedrooms, one bathroom, approx 754 sq ft
- Extended kitchen and separate dining area for entertaining
- Small rear garden; small overall plot
- Solid brick construction; likely no wall insulation
- Requires modernization; good scope for refurbishment
- Area records above-average crime; check local security measures
A compact Victorian mid-terrace in the heart of historic Rochester, offered chain-free and suited to over-60s via the Home for Life Lifetime Lease. The property has three bedrooms, a single bathroom and a rear garden, making it a practical, low-maintenance retirement home or an investor buy-to-let with immediate rental potential.
The Lifetime Lease guide price for eligible purchasers is £165,500 (market value £250,000). The scheme lets over-60s buy a share of the property (up to 50%) and typically saves 20–50% depending on age and circumstances; exact price varies by individual. This gives a way to reduce upfront cost while retaining a secure home for life.
Internally the house is compact (circa 754 sq ft) with a lounge, dining area and an extended kitchen suited to entertaining. The property is solid-brick Victorian construction with double glazing and gas central heating. It is being sold chain-free, which should help a straightforward completion.
Buyers should note the property is small and will require modernisation to reach contemporary standards—walls are assumed uninsulated and some updating is likely. The plot is modest and the area records above-average crime levels, which some purchasers will want to consider. Overall this is a practical, affordable entry into Rochester for downsizers, retirees or investors prepared to carry out light-to-moderate refurbishment.
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