Affordable one-bedroom ground-floor home close to shops and schools.
25% shared ownership with Moat Housing
A practical first-step onto the ladder, this ground-floor one-bedroom flat is offered as a 25% shared ownership with Moat Housing. The apartment is presented in good condition and benefits from a large double bedroom, open-plan kitchen/living space and a communal garden — all within easy walking distance of Southwater village square, schools and local transport.
The layout suits a single buyer or couple wanting low-maintenance living: compact but well-proportioned rooms (around 441 sq ft) and standard ceiling heights keep the space feeling comfortable. Fast broadband, average mobile signal and very low local crime add everyday convenience and peace of mind. The generous remaining lease (119 years) reduces long-term lease concerns.
Practical considerations: the property is leasehold with an annual service charge of about £2,628 and is sold as a 25% share, so eligibility for shared ownership will apply and staircasing or resale will be subject to the housing association’s terms. Council tax is low, and there is no recorded flooding risk, but buyers should verify details and any restrictions with their solicitor.
This flat represents an affordable entry in a very affluent, village-fringe area. If you want a ready-to-move-into base close to amenities and schools, with scope to increase your stake over time, this is worth viewing. Those who prefer complete autonomy over a home (no service charge or shared-ownership conditions) should note the ongoing costs and tenure arrangements before committing.
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